Reg A+

SEC Reg A+ opened up new kinds of real estate and startup investments to everyone. Browse our investment platform reviews and explore investor resources

“Reg A+” refers to offerings enabled by Title IV of the 2012 JOBS Act, allowing private companies to raise up to $50M, including from non-accredited investors.

Reg A+ offerings in the context of crowdfunding and real estate investment platforms are usually of two types:

  • Later-stage growth companies raising money for their own expansion, who want to raise money from the general public (including non-accredited investors), but are not yet ready for a true IPO and listing on a stock market. (Some even refer to Title IV offerings as “mini-IPOs”.)
  • New types of investments, like the “eReit” from Fundrise and the MogulREIT from RealtyMogul, which use Regulation A+ to solicit larger amounts from the general public than are available under Reg CF (with corresponding higher disclosure and regulatory burdens).

While it’s been around longer than Reg CF funding, the ramp up has been slower for Reg A+, in part because of the deal sizes (up to $50M), but Reg A+ funding may eventually overtake every other form of fundraising for later-stage and growth companies.

Crowdfunded investing with Reg A+ investments offers everyone the same kind of influence once reserved for the wealthy, helping pick which companies get funding to launch new products or grow their business. If you’re looking for somewhere to start, check out 5 of the Best Equity Crowdfunding Sites for Beginning Investors from our blog.

There is no limit to how much anyone can invest in a Tier 1 Reg A+ offering, but for Tier 2 offerings, non-accredited investors are capped at 10% of their income or net worth (whichever is greater).

More on Reg A+

You can find more information on the various types of offerings over at our blog, or search our database of 196 online crowdfunding, real estate, and alternative investment platforms

Platforms in our database offering Reg A+ investments

  • AHP Servicing (Invest in distressed mortgages)
  • Arrived Homes (Fractional investments in rental properties)
  • Automation Finance (Invest in non-performing mortgage loans)
  • CannaFundr (Invest in syndicates funding Cannabis startups)
  • CNote (Invest in Community Development Financial Institutions (CDFIs))
  • Common Dwelling ()
  • Commonwealth (Invest and own shares in race horses)
  • Elevate.Money (Fractionalized interests of Commercial real estate )
  • Equifund (Startup, real estate, and pre-IPO venture investments)
  • EquityNet (Funding network for early- to late-stage businesses)
  • EquityRoots (Long-term equity and debt investments in hotels )
  • FanVestor (Invest in businesses from your favorite athlete or celebrity)
  • Fig (Revenue share in video-game sales)
  • FlashFunders (Multitude of investment opportunities for as low as $50 )
  • FranShares (Fractional investing in franchise business)
  • Fundrise (Multiple diversified "eREIT" investments, plus a "mini-IPO" of Fundrise itself. )
  • GROUNDFLOOR (Real estate loans with low minimum, open to non-accredited investors )
  • HappyNest (Mobile app offering access to a REIT)
  • Indie Crowd Funder (Crowdfunding for movies, music and TV shows )
  • LEX Markets (Equity investments in commercial real estate)
  • Masterworks (Fractional ownership in fine art)
  • Mythic Markets (Fractional shares in rare comic books and other collectibles)
  • Nico (Build your local neighborhood by investing in long-term real estate)
  • Otis (Fractional ownership in sneakers, art, and other collectibles)
  • rabble (Niche Reg A+ investment platform offering environmental and social impact investment projects )
  • Rally (Fractional ownership in cars, wine, art, and other collectibles)
  • reAlpha (Invest in Short-Term Rentals without owning property)
  • RealtyMogul (Invest in commercial real estate (including a crowdfunded REIT) )
  • Rhove (Invest in real estate with ultra low minimums)
  • Modiv (Direct-to-consumer REITs with low fees and monthly dividend payments.)
  • SeedInvest (Wide selection of highly vetted startup investments, plus low-cost auto-invest feature. )
  • StartEngine (Reg CF and Reg A+ investments in a wide range of early-stage startups )
  • Steward (Provide capital for the agricultural industry)
  • StreetShares (StreetShares is a small-business lender with a focus on serving veteran-run businesses, but is open to anyone to join as a borrower or investor )
  • Streitwise (Reg A+ REIT investing in commercial real estate offering quarterly dividends )
  • SVX.US (Investing platform offering a variety of investment opportunities for accredited investors)
  • Venture.co (Broker-dealer with diverse selection of startups and real estate, some open to non-accredited investors )
  • Vint (Invest in hand-selected collections of Fine Wine for under $100)
  • Wax (Invest in autonomous tech)
  • Wefunder (Largest Reg CF investment platform, offers investments in dozens of startups with minimums as low as $100. )
  • Worthy (Invest in business bonds)

Want to learn more but aren’t sure where to start? You can explore 168 crowdfunding investment platforms in our database and learn more about the nuts and bolts of crowdfunding and alternative investing on our blog. Did you know you can use a self-directed retirement account to invest in many alternative investments? Rocket Dollar makes it easy, and when you sign up using that link you'll be helping to support YieldTalk.